Just this past weekend (Memorial DaY) I found myself in a place I never thought I’d end up at: Greenville, South Carolina. Since it was a holiday, I figured I’d lounge the entire time, but while I was there, I decided completely on a whim to go and do some looking at local area real estate, for I was impressed with the city. People continue to move to the area because it has a moderate climate and winters are not too cold while summers are not too hot, according to locals. Another extremely great thing I found about the area is that it has a large number of mountain lakes - four to be exact. to be honest, I decided to hop right over looking at homes in Greenville’s real estate market simply because I had a limited time and wanted to see what was available on the lakes, for I’ve always wanted to live on a lake and experience the peace and tranquility.
So back to the drawing board for me, it was. I decided, after doing some research online, that I would have the real estate agent take me directly to Lake Keowee. I was surprised at what I found. It is a beautiful mountain lake but you certainly pay a large premium for the chance to live on such a clear lake. So I’ll give you one example: one of the large developments on Lake Keowee, a golf / water community called Keowee Key, had homes that started at about $1.4 million for a lake front home staring at Lake Keowee. So in summary, I have decided to lean back towards the town of Greenville and away from homes on Lake Keowee. I hope that one day I am able to revisit Lake Keowee in the future, but for now I will need to start a different search. I will need to get a better job first!
Modern financial planning is an advanced topic that the average invester needs professional help with. Now more than ever a professional can be worth their weight in gold. With all of the financial planning tools available to the average investor, there is an important place for insurance as well. A new long term care Insurance site called LTCtree is here to show you the basics of long-term care insurance and will even provide quotes after you submit a quick form right on the site. The site has many products available to would-be consumers, including John Hancock LTC Insurance and others such as Genworth, MetLife, etc.
Financial gurus all the way from Suze Orman to Dave Ramsey have recommended long-term care insurance, so if you are an investor and want to protect your portfolio, give it a look! We think you’ll find that long-term care insurance can really make sense.
Buy to let landlords in the UK have been offered an incentive to remortgage their properties or take out a new buy to let mortgage. The National Landlords’ Association, or NLA, has launched a new service that caters for these groups and gives them the opportunity to earn cash back on buy to let mortgages that are remortgages as well as on newer buy to let deals.
When a mortgage is placed through the firm the borrower can benefit from at least 0.25% of the amount advanced bring returned by way of cash back. This would mean over £600 worth of cash back on a mortgage loan of £250,000, Members can also opt to remortgage five or more properties at the same time, which would net £2 million worth of mortgages around £5,500 based on 0,275% of the loan.
An official from the NLA commented on the new service, stating: “With around 80 per cent of NLA members either expecting to expand their lettings portfolio or maintain current levels over the next few years, this is an ideal time to have a dedicated sourcing and quotation system where they can search for the buy-to-let mortgage products which suit their individual circumstances.”
He added: “With a specialist enquiry line and Online Case Tracking, finding and securing a loan could not be easier. And, for NLA members, a 0.25% cashback which will help reduce the costs of getting a new secured loan advance.”
Landlords can join the NLA for as little as £88 and this will give them the benefits and peace of mind that comes with membership. Members can then enjoy excellent advice, support, and assistance.
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